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What My Clients Say...

What Residential Clients Are Saying..

Professional and responsive!

tannertidwell from Seminole, FL

From start to finish The Tennant Team was extremely responsive and their VA expertise were extremely valuable. They was upfront with what to expect and he gave multiple options and was transparent throughout the process. I would definately recommend and work with in the future!


Taren West from Pompano Beach, FL


First of all, let me start by saying if it weren’t for Scott I would not have bought my house (literally) lol. I couldn’t have asked for anyone better than Scott and his team. Scott helped me purchase my first home and I’m so THANKFUL he was apart of my process. He made sure I understood every aspect of my loan and if I didn’t he made sure to break the information down for me even more. Scott was always available for me, even though I had lived in and was on a different time zone. The personalized videos about MY loan were EVERYTHING. I watched them multiple times, learning something new each time. When I asked Scott for his personal opinion and options he would choose, he told me and gave me honest information. I appreciate honest, truthful and helpful people. Scott definitely has the MVP award in the Lender of Angels Hall of Fame :]

I will always keep his number locked in my phone and rave about his dedicated work to anyone I know who is looking to buy.


Norman Nicholson from Seminole, FL

This is THE GUY you want! I Thought my situation was impossible. But Scott made it happen! He went above and beyond to help us. I would highly recommend using Scott if you plan on buying or refinancing a home.

Scott you are Awesome

yeshuagirl07 from Largo, FL

Scott, thank you so much for everything you did for us. Scott you were organized, thorough and professional. We put our trust in you and you definitely came through for us. It was a pleasure working with you and your team. Thanks Again

Scott is simply the BEST!

Ervisa from Seminole, FL

I’ve worked with dozens of mortgage lenders though out my years and Scott is simply the BEST! He closed my loan on time!

He is really professional, very knowledgeable and made my challenges, his. He got me all of the perks that I was looking for and then some.

What an Outstanding Human Being!

My family and I have never felt more taken care of.

His customer service is SUPERIOR and he got me the best rate i could have imagined!

I couldn’t imagine a more knowledgeable and experienced professional to navigate thru my unique situation. I’ll definitely keep recommending his services!

Mister Scott Tennant, has taken the home buying experience to another level.

Thank you!

Thank you Scott!!

Carly Reinoehl from Tampa, FL

After renting for 10 years, I decided to take the plunge and look for something to own. I was fortunate enough to be linked to Scott through my realtor. I was under a time crunch and Scott answered all my questions…and I had tons of them being a first time home buyer. He was very patient, informative and professional through the entire process. I found Scott to always be honest and genuinely had my best interest in mind. I was able to close on the home in less than 30 days… Scott made it all possible and I couldn’t be more thankful. From start to finish, Scott made my buying process so easy for me; closing could not have been more seamless. I would recommend Scott to anyone.


The Reynolds family from Youngstown, FL

There aren’t enough stars or words to adequately rate Scott Tennant. This was our first home and he did his best to keep it as stress free and smoothe as possible. My job pays a little differently and he was determined to find a way to make it work and get the approval we deserved. Because of all his hard work at the beginning, once we found a house we loved, we were able to beat another offer because our loan was ready to go! We closed in 27 days and I didn’t even know that was possible. I could literally go on about his professionalism, availability, patience, and work ethic all day but the bottom line is…he started as our lender and we now consider him a friend. Thank you for everything, Scott!

Highly recommend!

megkonopka from Riverview, FL

Hometown Lenders was referred by our real estate agent, and let me tell you they are fantastic. Being this was our first home, Scott provided extra detailed explanations and walked us through the entire process making it as painless and informative as possible. He was always available whenever we needed him, even after hours. The loan closed on time, at the rate and closing cost we were expecting. I wish there was a higher rating.


DIEGO AMBROSIO from Seminole, FL



heatherbullock8 from Seminole, FL

I have to say by far this was the best experience as a first time home buyer someone could ask for! Scott is so prompt and very informative that I never felt overwhelmed. I would highly recommend him to anyone, as he went above and beyond to make sure things where on point and smooth. I am very happy with the entire experience!!

Very honest, fair, and a good person

alex connerton from Tampa, FL

Scott was really a welcome change. I saw Scott’s reviews and decided to give him a shot. Their upfront underwriting program saved us from wasting time before we were ready to buy. I got preapproved from 3 other lenders but Scott insisted on a full review of our file by his underwriters. Good thing we did. No one else asked about our tax returns, and we are self employed. We wrote off too much in 2015 so our income was not enough based on the mortgage income formula. He gave us advice on how to make things work for the near future and we will be buying early in 2018, absolutely using Scott for our loan. Thank you Scott !

Best lender ever

Megan Shockley from West Palm Beach, FL

Scott was the best lender you could ever ask for. Even while he was on vacation he was still helping with my house closing and messaging me. When I had question I could ask him and he would get right back to me. The best thing was he made every process of this so simple and less stress for me and really worked hard to get the house that I loved. He is the best lender you could get and I will recommend him to everyone if they are buying or not.

Fantastic Service!

Jake Campbell from Wesley Chapel, FL

Scott and Tracie have absolutely made this experience easy & educational.

I truly appreciate all of their hard work!

It was a pleasure working with both of them during this process.

I will definitely refer HomeTown Lenders to any & every person I can.

Great working with Scott and his team for our first home

Melvin Soriano from Tampa, FL

We used Scott as our lender for our first home purchase. Scott is response, professional, and always willing to answer questions. He always helped me understand what I needed about my loan. Unlike big banks where the loan officers are indifferent to your needs and situation, Scott took a proactive approach to our needs with the loan and closing.

Couldn’t ask for better!

zuser20140722074922033 from Tampa, FL

Scott was amazing through our home buying process! He is very knowledgeable and made sure we had everything we needed every step of the way. He explained everything clearly and always fought for us to make sure we were treated fairly through all the hiccups and issues we had with the house. Scott always returned emails and phone calls super quickly and made us feel like we were his only clients. He was always professional and friendly and never made us feel dumb for asking any questions that we had. Thank you Scott! We’re so happy you were recommended to us and we will definitely

Forever thankful

habba3210 from Saint Petersburg, FL

I cannot say enough about my experience. I am in the process of buying my first house. Scott and his staff walked me through this process step by step. I was inexperienced being my first time and never made me feel like I was bothering them. They we’re always happy to answer every question for me. I cannot say enough about the way they treated me and the outcome. Getting ready to close next week!!!

Professional, personable and timely

zuser20161213165351164 from Largo, FL

Scott is excellent to work with. Quick response to all communication formats. Client centered approach. Knowledgeable, professional, timely. Scott worked with us on a second home purchase and kept us up to date throughout the process.

Wonderful experience

zuser20160417143854727 from Valrico, FL

Having worked with a different lender previously it was such a relief to find such a dedicated lender. Scott was patient and kind, always there to answer my questions. It was truly a wonderful experience to work w Scott and his team.

Very professional and excellent communication

j westerhof from Clearwater, FL

Scott is a professional in every sense of the word. We were very impressed with his immediate responses, and he did an excellent job of keeping us apprised every step of the way. He was a pleasure to work with. We would highly recommend Scott to anyone.

An absolute professional!!

user2253511 from Lutz, FL

Scott made our homebuying seamless, stress-free, and a great experience. Thank you Scott and your team for the great service. Jersey, Jodi, Ethan, Nate, & Be

So helpful!!

october michaels from Clearwater, FL

Scott is so knowledgeable about the ins and outs of todays crazy real estate market. He was always available to me when I had questions and concerns. He and his team made my recent home purchase easy. I would highly recommend Scott Tennant!!

Only Exellence!

ginnyrnc from Clearwater, FL

When my wife Ginny and I began our search for our dream home we expressed our dissatisfaction in finding a Mortgage Loan Officer our realtor had Scott Tennant in mind right away. Scott, like my wife & I, are meticulous, energetic, and continuously work to stay ahead of what is needed instead of waiting to see what is next. Scott would keep us informed of what the next steps would be, the length of time for each step, and what would happen next. It is refreshing to have someone work so hard to get something done that you have worked so hard for. It is like Scott made helping us get this house part of his “Dream Home”. The staff that works with Scott is also as professional and outgoing. Without going into detail I was going through a severe sickness and Scott along with his team made sure to make it as convenient and easy on as they could. Many attributes not displayed in the not only the corporate world, but human. I would refer Scott and his team to ANYONE looking to purchase or refinance a home. He will exhaust all avenues before losing the client. Thank you for everything Sir! Respectfully! Rob & Ginny

Scott was GREAT!!!

gbooker73 from Riverview, FL

My husband and I would like to thank Scott (and Rachel) for all their hard work. Completely professional and knowledgeable. There wasn’t a question that we didn’t get answered. And very happy we chose them to process our loan. I would highly recommend him. Thank you so much!

Very responsive to questions by phone, email, texts.

jsgator99 from Riverview, FL

I would definitely recommend Scott. Very responsive to questions by phone, email, texts. If I had a question I would get a response immediately. The purchase of my home was awesome because of Scott.

Access Home Mortgage would love to hear from you.